"comparing Basic And Comprehensive Travel Insurance Plans In Australia"

 "comparing Basic And Comprehensive Travel Insurance Plans In Australia" - Get coverage for travel inconvenience and medical expenses (including pre-existing medical conditions and COVID-19) on your next vacation.

Travel with confidence and explore the world and uncover hidden gems in every city - because getting off the beaten path is the best way to truly fulfill your adventure. From untouched natural wonders to secret gastronomic spots, make the most of your travels and explore hidden gems with peace of mind knowing you're covered by travel insurance.

"comparing Basic And Comprehensive Travel Insurance Plans In Australia"

You never know what will happen when you travel. If a flight is canceled due to bad weather or injuries caused by an accident, our travel insurance can reduce your costs.

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24/7 Emergency Hotline: You can call (65) 6338 1222 for assistance in an emergency or medical emergency anywhere in the world.

For those with existing policies who purchased travel cover before 10 April 2023 and whose travel commenced from 10 April 2023 onwards, please refer to our Travel COVID-19 FAQs for further information.

You can refer to the maximum amount that we will pay for each benefit category under the family cover during each trip. Each insured person is allowed only the maximum value for the insured person in the insurance table.

Cover for all the benefits in our travel insurance will only be valid when you are abroad except for the following:

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For personal accidents, your cover starts when you leave your place of residence or work (whichever is later) to start your trip, or three hours before the start date shown on the policy your coverage, each will complete. Coverage Expires:

Yes, our travel insurance will cover you against all travel related benefits excluding any conditions arising from your pre-existing medical conditions¹. If you have a pre-existing condition, we will recommend you to start an enhanced PreX plan that will cover pre-existing medical conditions. For coverage and pre-existing medical conditions, please refer to the section on updated PreX plans.

The pre-existing medical condition definition also applies to injuries or illnesses of your family member or traveling companion.

Recreational activities available to the public/tourists like bungee jumping, scuba diving, motorcycling (including horse riding), horse riding, winter sports, white water rafting etc. our standard policy.

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However, serious or professional sports and events are not covered by our policy. You can contact us on 6788 6616 if you want to check if your services are covered.

If my family which includes myself, my father, my wife and my child are traveling together, can I buy under family cover?

You may want to purchase family insurance for you, your spouse and child, and add your father as an insured. This can be done by choosing a plan for your family insurance and adding insurance on the next page.

If my child turns 18 this year, can I get him covered as a child? How much will the money be?

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Yes, children over 30 days but under 21 years of age can be covered as a child. You can refer to the premium table we find on our website for details.

You can purchase child cover under all plans or choose to upgrade to adult cover under Classic, Deluxe, Enhanced PreX Basic and Enhanced PreX Superior. Your child can be a legal guardian if they are 16 years of age or older.

I will travel abroad for a year. Can I buy a travel insurance policy to cover me for a year?

You can take any travel insurance plan for a maximum duration of 180 days for the Classic, Deluxe and Preferred plans, and a maximum duration of 30 days for the Enhanced PreX plan. We cannot accept insurance for more than 180 days in a row.

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No, your cover period will cover your entire journey from the date of departure from Singapore to the date of arrival in Singapore.

Your cover period will be automatically extended while you are abroad, at no additional cost for the first 14 days if:

Our policy covers people traveling abroad for business or leisure. It is not intended to cover those who travel to seek treatment.

Yes, your travel insurance will reimburse you for necessary and reasonable expenses for emergency medical, surgical, hospital, dental and ambulance services approved or requested by a treating physician while you are there abroad, up to the limit shown in the coverage table. of your plan or up to 45 days from the first treatment date, whichever comes first.

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Yes, we will pay for necessary and reasonable expenses for emergency dental treatment recommended or requested by a doctor while you are abroad, up to the limit shown in your plan's cover table if it is for a long time. up to 45 days from the first treatment date, whichever comes first.

Yes, our travel insurance will cover you for professional medical treatment expenses as long as you are referred by a doctor. This is for a period of up to 45 days from the date of first treatment or until the end of the legal contract, whichever is earlier.

If I visit a doctor after returning to Singapore, will my policy cover me for the medical expenses incurred?

Yes, we will pay for necessary and reasonable medical, surgical, hospital, dental and ambulance expenses for treatment and attendance in Singapore approved or requested by a doctor , based on the following conditions:

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Yes, you can seek treatment from a Chinese medicine practitioner or chiropractor as long as the practitioner is registered with the Professional Committee of Chinese Medicine (TCM) and has a certificate to practice. You must do this within three days of your return to Singapore and you will have a maximum of 30 days to continue treatment.

Yes, one of your family members can visit you as long as you are in a hospital abroad for at least three full days due to an injury or illness during your journey and no adult family member is with you at that time.

We will pay for reasonable economy class travel (for air, sea or land travel) and accommodation for a family traveling with you or a single traveller. Stay with you until you are certified fit. The medical practitioner will continue your journey or return to Singapore or up to 30 days from the date the journey ends, whichever comes first.

Yes, we will pay the cost for the full 24 hours that you are hospitalized, up to the amount shown in the coverage table of your plan. This benefit will end once you leave the overseas hospital.

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No, or our chosen aid agency will organize and decide the best way to escape. It may include air ambulance, air ambulance, regular air travel or any other suitable means. You can rest assured that our decision will be based solely on your severity and medical needs.

Repatriation benefits cover the costs of transportation and repatriation of the insured person back to Singapore or his home country. This is if the death occurred as a result of an injury or illness that occurred abroad.

You will be eligible to cancel your travel benefits under the following conditions, if they occur within 30 days prior to departure:

You will be eligible for cancellation of your travel benefits under the following circumstances if they occur before you leave Singapore:

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* Family member means your husband or wife, your children, your parents, your brothers and sisters, your in-laws, your son-in-law, your daughter-in-law, your grandparents, your mother-in-law, your son-in-law you, sons - sons-in-law or grandsons.

We will pay for travel (air, sea or land) and accommodation costs that you have paid or agreed to pay under the contract and that you cannot recover (including travel agent cancellation fees). to the full extent of your plan. You must first request a refund of any fees paid by the travel or accommodation provider. We will reduce your claim by the amount reimbursed to you by the carrier or accommodation provider.

If I cancel my trip two months before my departure date due to serious illness, is it covered under my travel insurance?

No, you will be covered under the cancellation of your trip benefit of our travel insurance if you cancel your trip 30 days before your departure date from Singapore due to your serious illness.

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If I can't travel due to work commitments and I need to cancel my trip, is it covered under my travel insurance?

No, you will not be covered under our travel insurance as warranty is not one of the perils we cover. However, you may cancel your policy and we will refund you any unused funds less an administration fee

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