"travel Insurance For Business Travelers: Australian Insights"

 "travel Insurance For Business Travelers: Australian Insights" - Whether you want to go on a weekend trip or move to a continent on the other side of the globe, you need to prepare how you will be taken care of if you need medical care. Our infographic shows some of the key differences between travel and expat insurance, and things to consider before moving or traveling abroad.

Travel insurance is designed for vacationers to cover cancellations, personal belongings and emergency medical treatment, while international health insurance is designed to cover hospitalization check-ups and ongoing care abroad.

"travel Insurance For Business Travelers: Australian Insights"

Expatriate health insurance applies to expatriates who live and/or work abroad for a long period of time. International medical insurance usually allows you to choose where you need treatment, while travel insurance usually covers you returning home to continue treatment if you are fit enough to return.

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Taking steps to support our overall health and well-being can boost our complex immune system and help us stay healthy throughout the winter.

Although the virus was only officially identified in 1984, more than 35 million people have died from HIV or AIDS1, making it one of the most devastating pandemics of all time. -19) on the next holiday.

Travel with confidence and rediscover the world and discover hidden gems in every city - because going off the beaten track is often the best way to fulfill your wanderlust. From untouched natural wonders to secret gastronomic spots, take advantage of our travel deals and explore hidden gems with the peace of mind knowing you're covered by our Travel Insurance.

You never know what will happen when you travel. Whether it's a flight cancellation due to bad weather or injuries caused by an accident, travel insurance can reduce your costs.

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24/7 Medical Emergency Hotline: You can call (65) 6338 1222 for assistance in case of an accident or medical emergency anywhere in the world.

For policyholders who have purchased Travel Insurance before 10 April 2023 and travel starts on or after 10 April 2023, please see the COVID-19 Travel FAQ for more information.

You can refer to the maximum amount that we will pay for each part of the benefit in the family cover during the trip. Each insured person is only allowed the maximum benefit per insured person in the cover table.

Coverage for all benefits in our travel insurance will only be effective while you are overseas except for the following:

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For Personal Accident, your cover starts when you leave your usual place of residence or work (whichever is later) to start your journey, or three hours before the start date shown on your certificate of insurance, whichever is later. Back cover:

Yes, our travel insurance will cover all travel related benefits except for any circumstances arising from a pre-existing medical condition¹. If you have a pre-existing medical condition, we recommend that you take an Enhanced PreX plan that will cover your pre-existing medical condition. For coverage on pre-existing medical conditions, see the section on Enhanced PreX plans.

The definition of pre-existing medical condition also applies to the injury or illness of a family member or traveling companion.

Leisure activities accessible to the general public/tourists such as bungee jumping, scuba diving, motorcycling (including horse riding), horse riding, winter sports, rafting, are included in the standard policy terms.

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However, dangerous or professional sports and activities are not covered under the terms of our policy. You can contact us at 6788 6616 if you want to check whether the activities you participate in are covered.

If my family consists of me, my father, my husband and my son traveling together, can I buy the Family cover?

You may want to consider buying family cover for you, your spouse and children, and add your father as an individual insured. This can be done by selecting a plan for Family cover and then adding insurance on the next page.

If my child turns 18 this year, can I still insure him as a child? How much does it cost?

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Yes, children older than 30 days but less than 21 years old can be insured as children. You can see the premium table found on the website for details.

You can purchase Child cover on all plans or choose to upgrade to Adult cover under the Classic, Deluxe, Enhanced PreX Basic and Enhanced PreX Superior plans. Your child can become a policyholder if they are 16 years of age or older.

I will be traveling abroad for a year. Can I buy a travel insurance policy to cover me for a year?

You can take out a travel insurance plan per trip for a maximum duration of 180 consecutive days for the Classic, Deluxe and Preferred plans, and a maximum duration of 30 days for the Enhanced PreX plan. We cannot accept coverage for more than 180 consecutive days.

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No, your insurance period must cover the entire journey from the date of departure from Singapore to the date of arrival in Singapore.

Your insurance period will be automatically extended while you are abroad, with no additional premium for the first 14 days if:

Our policy covers people traveling abroad for business or pleasure. It is not intended to cover people who travel to get medical treatment.

Yes, your travel insurance will reimburse you for emergency medical, surgical, hospital, dental treatment and ambulance expenses recommended or requested by your medical practitioner to enable you to be treated abroad, up to the limits shown in the accompanying table. of your plan or up to 45 days from the date of first treatment, whichever is earlier.

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Yes, we will pay the necessary and reasonable emergency treatment costs recommended or requested by your medical practitioner to enable you to be treated abroad, up to the limit shown in your plan's cover table or up to the up period. up to 45 days from the date of first treatment, whichever comes first.

Yes, our travel insurance will cover the cost of specialist medical treatment if you are referred by a general practitioner. This is for a period of up to 45 days from the date of the first treatment or until the limit of the privacy contract, whichever is earlier.

If I visit a doctor after returning to Singapore, will my policy cover my medical expenses?

Yes, we will pay necessary and reasonable medical, surgical, hospital, dental and ambulance expenses for treatment and follow-up in Singapore recommended or requested by a medical practitioner, depending on the condition indicated:

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Yes, you can get medical treatment from a Chinese medicine practitioner or chiropractor if the practitioner is registered with the Board of Traditional Chinese Medicine (TCM) Practitioners and has a valid practicing certificate. You must do so within three days of your return to Singapore and you have a maximum of 30 days to continue treatment.

Yes, one of your family members can come to visit you if you are hospitalized overseas for at least three days due to an injury or illness sustained while traveling and no adult family members are present at the time.

We will pay reasonable economy class transportation costs (for air, sea or land travel) and hotel accommodation costs for one family member to travel and accompany you or one traveling companion to stay with you until you are medically cleared. medical practitioner to continue the trip or return to Singapore or up to 30 days from the date the trip ends, whichever comes first.

Yes, we will pay benefits for each full 24-hour period you are hospitalized, up to the amount shown in your plan's cover table. This benefit ends when you leave the hospital abroad.

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No, either or the designated assistance company will organize and decide the most appropriate evacuation method. This may include air ambulance, surface ambulance, regular air transport or other appropriate means. You can be sure that our decisions will be based on severity and medical necessity.

Send you home benefits including expenses incurred for the transportation and return of the insured person back to Singapore or to their country of origin. This is provided if death occurs as a result of injury or illness occurring abroad.

You will be eligible to cancel your trip benefit under the following conditions, provided within 30 days before you must leave:

You will be eligible to cancel your trip benefit under the following circumstances if they occur before your departure from Singapore:

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* Family member means your husband or wife, child, parent, sibling, daughter-in-law, daughter-in-law, daughter-in-law, grandfather, great-grandfather, son-in-law, son. -in the law

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