"exploring The Benefits Of Cancelation Protection In Australian Travel Insurance"

 "exploring The Benefits Of Cancelation Protection In Australian Travel Insurance" - Get coverage for travel inconvenience and medical expenses (including pre-existing conditions and COVID-19) on your next vacation.

Travel with confidence and rediscover the world and discover hidden gems in every city - because getting off the beaten track is often the best way to truly satisfy your wanderlust. From unspoilt natural wonders to secret gastronomic destinations, get the most out of your travels and explore hidden gems with peace of mind knowing you're protected with travel insurance.

"exploring The Benefits Of Cancelation Protection In Australian Travel Insurance"

You never know what will happen when you travel. Whether it's a flight cancellation due to bad weather or injuries caused by an accident, our travel insurance can mitigate your costs.

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24/7 Emergency Medical Helpline: You can call (65) 6338 1222 for help in the event of an accident or medical emergency anywhere in the world.

For existing policyholders who purchased travel insurance before 10 April 2023 and their trip begins on or after 10 April 2023, please refer to our COVID-19 Travel FAQ for more information.

You can refer to the maximum amount we will pay for each benefit section of your family cover on any one trip. Each insured person has only one maximum benefit per insured person in the coverage table.

Cover for all the benefits of our travel insurance will only apply when you are abroad, except for the following:

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In the event of an accident, your cover starts when you leave the place where you normally live or work (whichever is later) to start your journey, or three hours before the start date on your insurance certificate, whichever is later from what comes later. Cover ends:

Yes, our travel insurance will cover you for all travel related benefits, excluding any medical conditions arising out of any of your pre-existing medical conditions¹. If you have a pre-existing medical condition, we recommend that you take a PreX Extended Plan that covers pre-existing conditions. For coverage of pre-existing conditions, please refer to the PreX Advanced Plans section.

The definition of pre-existing medical condition also applies to an injury or illness of your family member or companion.

Recreations available to the general public/tourists such as bungee jumping, scuba diving, motorcycling (including seat riding), horse riding, winter sports, rafting are covered under the standard terms of our policy.

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However, the terms of our policy do not apply to dangerous or professional sports and activities. You can contact us on 6788 6616 if you want to check if the activity you're taking part in is covered.

If my family consisting of me, my father, my wife and my child are traveling together, can I buy family insurance?

You may want to consider purchasing family coverage for yourself, your spouse, and your child, and add your father as an individual policyholder. This can be done by selecting a family insurance plan and then adding an insured on the next page.

If my child turns 18 this year, can I insure him as a child? How much will the premium be?

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Yes, children older than 30 days but less than 21 years old can be insured as a child. Details can be found in our premium table on our website.

You can purchase children's coverage on all plans or upgrade to adult coverage on Classic, Deluxe, Enhanced PreX Basic, and Enhanced PreX Superior plans. Your child can be a policyholder if they are 16 years of age or older.

I will be traveling abroad for one year. Can I purchase a travel insurance policy for one year?

You can take out a travel insurance plan for a maximum of 180 consecutive days for the Classic, Deluxe and Preferred plans and a maximum of 30 days for the Enhanced PreX plan. We cannot accept insurance for more than 180 consecutive days.

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No, your insurance period must cover your entire trip from the date of departure from Singapore to the date of arrival in Singapore.

Your insurance period will be automatically extended while you are abroad, at no extra cost for the first 14 days, if:

Our policy applies to people traveling abroad for business or pleasure. It is not intended to cover people traveling for medical care.

Yes, your travel insurance will reimburse you for necessary and reasonable emergency medical, surgical, hospital, dental and ambulance costs recommended or requested by a medical practitioner for treatment abroad, within the limits shown in your plan's cover table or up to a period of 45 days from the date of first treatment, whichever comes first.

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Yes, we will pay the necessary and reasonable costs of emergency dental treatment recommended or requested by a medical practitioner for you while you are abroad, up to the limit shown in your plan's cover table, or up to 45 days from the date of first treatment, in whichever comes first.

Yes, our travel insurance will cover you for specialist treatment, provided you have been referred by a GP. This is for a period of up to 45 days from the date of first claim or until the limits of the policy contract, whichever is earlier.

If I see a doctor after returning to Singapore, will my policy cover the medical expenses incurred?

Yes, we will pay for the necessary and reasonable medical, surgical, hospital, dental and ambulance treatment and follow-up costs in Singapore recommended or requested by a medical practitioner, subject to the following conditions:

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Yes, you can seek medical care from a Chinese medical practitioner or chiropractor, provided the practitioner is registered with the Council of Chinese Medicine Practitioners (TCM) and has valid practicing certificates. You will need to do this within three days of your return to Singapore, and you have a maximum of 30 days to continue treatment.

Yes, one of your family members can come to visit you as long as you are in hospital abroad for at least three full days due to an injury or illness sustained while traveling and there are no adults with you during that time family members.

We will pay reasonable economy class transport costs (for travel by air, sea or land) and hotel accommodation for one family member to travel and be with you, or one companion to stay with you while you are away certify medically fit to continue the trip or return to Singapore or within 30 days of the end date of the trip, whichever is earlier.

Yes, we will pay for each full 24-hour period that you are an inpatient in hospital, up to the amount shown in your plan's coverage table. This benefit ends as soon as you leave the foreign hospital.

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No, or our designated assistance company will arrange and decide on the most appropriate method of evacuation. This may include air ambulance, ground ambulance, scheduled air transport or any other appropriate method. You can be sure that our decisions will be based solely on your difficulty and medical necessity.

Repatriation Benefit covers the costs incurred in transporting and repatriating the insured's body back to Singapore or home. This is provided that the death was due to an injury or illness that occurred abroad.

You will be entitled to cancel your trip under the following conditions, provided that they occur within 30 days of your departure:

You will be entitled to cancel your trip if the following conditions occur before you are due to depart from Singapore:

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* Family member means your spouse, children, parents, siblings, parents-in-law, brothers-in-law, daughters-in-law, grandparents, grandparents-in-law, daughters-in-law, sons-in-law or grandchildren.

We will pay the transportation costs (air, sea or ground) and accommodation costs that you have paid or agreed to pay under the contract and that you cannot recover (including travel agent cancellation fees) up to the benefit limit of your plan. You must first request reimbursement of prepaid expenses from the transportation or accommodation provider. We will reduce your claim by the amount refunded to you by the transport or accommodation provider.

If I cancel my trip two months before my departure date due to serious illness, is this covered by my travel insurance?

No, you are only covered by trip cancellation insurance if you cancel your trip 30 days before your departure date from Singapore due to serious illness.

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If I am unable to travel due to work commitments and need to cancel my trip, is this covered by my travel insurance?

No, our travel insurance does not cover you as work is not one of our insured perils. However, you can cancel your policy and we will refund your unused premium less an administration fee

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