"travel Insurance Exclusions: What's Not Covered In Your Australian Policy"

 "travel Insurance Exclusions: What's Not Covered In Your Australian Policy" - Get coverage for travel complications and medical expenses (including pre-existing medical conditions and COVID-19) on your next vacation.

Go boldly and rediscover the world and uncover the hidden treasures in each city - because going on the road is the best way to truly fulfill your travel desire. From natural wonders to hidden gems, make the most of your travel adventures and explore hidden gems with peace of mind knowing you're protected with Travel Insurance.

"travel Insurance Exclusions: What's Not Covered In Your Australian Policy"

You never know what will happen as you travel. Whether it's a flight cancellation due to bad weather or injuries due to an accident, our travel insurance can cover your costs.

Travel Insurance In Singapore (2023)

24/7 Medical Emergency Hotline: You can call (65) 6338 1222 for help in the event of an accident or medical emergency anywhere in the world.

For policyholders who have purchased Travel Insurance before 10 April 2023 and whose travel starts on or after 10 April 2023, please refer to our COVID-19 Travel FAQ for more information .

You can refer to the maximum amount that we will pay for each benefit category under the family cover in one visit. Each insured person is allowed the maximum benefit per insured person in the cover table.

Coverage for all benefits in our travel insurance is effective if you are abroad except for the following:

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For Personal Accident, your cover starts when you leave your place of residence or work (whichever is later) to start your journey or three hours before the start date shown to your insurance certificate, even later. The cover ends:

Yes, our travel insurance covers you with all travel related benefits except for conditions arising from any of your pre-existing medical conditions¹. If you have a pre-existing condition, we recommend that you take out a PreX Enhancement plan that covers any pre-existing health conditions. For information on pre-existing health conditions, see the section on Enhanced PreX Plans.

A pre-existing medical condition is defined as an injury or illness in your family or traveling companion.

Recreational activities available to the public/tourists such as bungee jumping, scuba diving, motorcycling (including roller coaster), horseback riding, winter sports, water rafting are among our policy method.

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However, sports and adventurous or professional activities are not covered in our policies. You can contact us on 6788 6616 if you want to check if the job you're applying for is covered.

If my family is traveling with me, my father, my spouse and my child, can I buy under Family cover?

You may want to buy a family cover for yourself, your spouse and child, and add your father as an insured. This can be done by selecting a plan for your Family cover and then adding insurance on the next page.

If my child turns 18 this year, can I still be insured as a child? How much does it cost?

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Yes, children older than 30 days but under 21 years of age can be insured as children. You can refer to our income table on our website for details.

You can purchase Child cover under all plans or choose to upgrade to Adult cover under the Classic, Deluxe, Enhanced PreX Basic and Enhanced PreX Superior plans. Your child can become a policyholder if he is 16 years or older.

I will go abroad for a year. Can I buy a travel insurance policy that will cover me for one year?

You can take out one travel insurance plan per trip for a maximum of 180 consecutive days for the Classic, Deluxe and Preferred Plans, and a maximum of 30 days for the Enhanced PreX Plan. We cannot accept coverage for more than 180 consecutive days.

Reader Question: What Travel Insurance I Would Recommend?

No, your insurance period must include your entire trip from the date you leave Singapore to the date you arrive in Singapore.

Your insurance period will be extended while you are abroad at no additional cost for the first 14 days if:

Our policy covers people traveling abroad for business or pleasure. It is not meant to cover people who go in search of medicine.

Yes, your travel insurance will pay you the reasonable and reasonable cost of emergency medical, surgical, hospital, dental and ambulance treatment recommended or ordered by a doctor while abroad, up to the limit shown in the cover table. of your plan or up to 45 days from the date of first treatment, whichever comes first.

Travel Insurance Policy Coverage [infographic]

Yes, we will pay the necessary costs for emergency dental treatment recommended or requested by a doctor to treat you while you are abroad, up to the limit shown in the table in the cover of your plan or even the long term. up to 45 days from the date of first treatment, whichever comes first.

Yes, our travel insurance will cover your medical expenses if you are referred by a general practitioner. This is for a period of up to 45 days from the date of first treatment or up to the limits of the policy contract, whichever is earlier.

If I visit a doctor after returning to Singapore, will my policy cover the medical expenses incurred?

Yes, we will pay reasonable and reasonable medical, surgical, hospital, dental and ambulance fees for treatment and follow-up services in Singapore that are recommended and requested. or by a doctor, according to the conditions shown:

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Yes, you can seek medical treatment from a Chinese medicine practitioner or chiropractor if the practitioner is registered with the Board of Consultants in Chinese Medicine (TCM) and has a valid training certificate. This must be done within three days of your return to Singapore, which will take up to 30 days to continue treatment.

Yes, one of your family members can come and visit you if you are hospitalized abroad for at least three days due to injury or illness when you travel, you do not have an adult family member with you at the time.

We will pay reasonable economy travel expenses (for air, sea or land travel) and hotel accommodation expenses for a family member to travel and stay with you or a travel companion to stay with you. you until you are medically certified to continue your trip or return to Singapore for 30 days from the date the trip ends, whichever comes first.

Yes, we will pay the benefit for each 24-hour period you are an inpatient, up to the amount shown in your plan's coverage table. This benefit ends when you leave the foreign hospital.

Not All Travel Insurance Created The Same

No, our assistance company will arrange and determine the best evacuation routes. This may include air ambulances, surface ambulances, regular air ambulances and other appropriate means. You can be sure that our decisions are based solely on your weight and health needs.

Sending you a repatriation benefit covers the costs incurred in transporting and repatriating the insured's body to Singapore or his home country. Death is usually caused by an injury or illness suffered abroad.

You have the right to cancel your travel benefit under the following conditions, if it occurs within 30 days before your departure:

You can cancel your travel benefit under the following conditions if it occurs before you leave Singapore:

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* Family member means your husband or wife, child, parent, sibling, brother-in-law, sister-in-law, sister-in-law, grandparent, son-in-law, son-in-law, or grandchild.

We will pay for any transport (air, sea or land) and accommodation costs that you have paid or agreed to pay under a non-refundable contract (including travel agent cancellation) as well as your plan's benefit limit. You must apply for reimbursement of prepaid expenses from the transportation or accommodation provider first. We will reduce your claim by the amount refunded by the transport provider or accommodation provider.

If I cancel my trip two months before my departure date because of a critical illness, is it covered by my travel insurance?

No, you are only covered under the Cancellation of your travel benefit of our travel insurance if you cancel your trip 30 days before the date of your departure from Singapore due to your serious illness.

Baggage Insurance: Coverage, Claim & Exclusions

If I am unable to travel due to work commitments and need to cancel my trip, is this covered by my travel insurance?

No, you are not covered under our travel insurance as working hard is not one of our insured risks. However, you can cancel your policy and we will refund you the unused amount less the administration fee.

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