"travel Insurance For Backpackers: What You Need To Know In Australia"

"travel Insurance For Backpackers: What You Need To Know In Australia" - Posted on June 27, 2023July 11, 2023Posted in General, Travel InsuranceTagged Allianz, backpacker travel insurance, backpacking, Battleface, Heymondo, IATI, SafetyWing, Seven Corners, Travel Guard, travel insurance, World Nomads

We'll take a look at how to find the best travel insurance for backpackers. The article highlights some of the best options and key providers whether you're looking for the most extensive cover, the best cheap travel insurance or the happy medium.

"travel Insurance For Backpackers: What You Need To Know In Australia"

There are many travel insurance companies in 2023. But only a few specialize in providing travel insurance for backpacking trips that are very different from the average holiday or city break, in terms of length and the type of risks involved.

Review: Best Backpacker Insurance For 2023

Although there are many reasons why you should get travel insurance for backpacking, not all packages are the same and you should not automatically find the cheapest backpacker travel insurance. It is definitely worth reading up on exactly what will and will not be covered for if you need insurance when preparing for your trip. This page should help you in the process as we look at some of the best travel insurance companies for backpackers.

Heymondo is a relative newcomer to travel insurance, but has already established a positive reputation among backpackers and long-term travelers. Their websites and apps are excellent and user-friendly which has helped make them popular with younger travelers who may be put off by some of the wordier traditional travel insurance providers.

Let's face it, the task of choosing travel insurance is probably the least fun part of preparing for a big trip. But it is an important step if you want to have peace of mind that you will have financial assistance and advice if something goes wrong. Luckily, Heymondo's travel insurance is more than just a great app and its coverage stands up to the competition, at a great price. There are more details on what is and isn't included in the Heymondo review.

This is an important point for anyone taking a big trip around the world that will see you cross borders and time zones. No matter where you are, or what time it is, you can get help from the Heymondo team.

What To Pack For Your Backpacking Trip In Southeast Asia

The help app is one of the best things about Heymondo. There is a 24-hour medical chat function which is great if you need quick advice in places where healthcare facilities are not easily accessible. There is also an option to call for free emergency help.

Unlike some travel insurance providers, Heymondo offers cover that really focuses on the type of trip you will have again, making it a good choice for backpackers and adventure travelers. If you get a quote from Heymondo, you'll be able to add extras like coverage for stolen electronics. You can also add various adventure sports such as rafting, canyoning, diving and bungee-jumping that are not included in the standard package.

There are three types of travel insurance that you can choose from. Choose cover for short breaks, Long stays (90+ travel days) or annual multi-cover (individual trips up to 60 days). In the latter case, you can for example travel to Thailand for two months, return home for a while and then travel in Europe at the end of the year.

The app is also a place to make claims and track your progress. This should be a relatively smooth and faster process than the typical claims process of other travel insurance companies.

How To Get Travel Insurance For Pre Existing Conditions

If you are looking for something flexible and more affordable, then SafetyWing is a good choice. They offer the best travel insurance for digital nomads and specialize in providing international travel medical insurance, which is the most critical part of a backpacker's travel insurance package.

This also makes them a popular choice for remote workers who travel around the world who may not need protection for various incidents or activities, but are at greater risk of getting sick because they will usually spend more time abroad than average. you. a traveler.

For nomads and long-term travelers, it works like a typical monthly subscription where you choose a start date and can cancel at any time. There are no travel time limits and no need to know how long you will be traveling in advance. You can set up automatic monthly renewal payments so your coverage expires and you forget to renew.

They offer worldwide coverage (as long as the country you are visiting is not subject to international sanctions) and in some cases even include a visit to your own country which is useful if you will be returning home for a short visit. Travel insurance is usually only valid outside your country (and often doesn't cover travel in the US, which can be expensive).

Cheap Backpackers Travel Insurance

SafetyWing travel insurance for backpackers is available for purchase by residents of almost every country in the world. You don't need to be in your own country to buy.

They also offer 24/7 support when someone needs it and can rely on a network of medical partners.

SafetyWing primarily offers medical travel insurance for everything from emergency dental care to hospital care bills up to $250,000 ($100,000 for anyone age 65+). But the coverage isn't as extensive as some companies' and it doesn't cover many "high-risk" activities. The package also includes some cover for travel disruptions, delays and lost checked baggage.

Packages start at just $45.08 per 4 weeks for ages 18-39 or $83.44 per 4 weeks if you want to include coverage for travel within the US. People aged 40-69 can also buy SafetyWing insurance although it will cost more the older you are, as is standard with travel insurance packages.

Best Backpacker Travel Insurance: World Nomads Insurance

We have a separate Heymondo vs SafetyWing comparison which highlights some of the main differences between the companies. It also compares some of the main packages on offer.

There are many travel insurance companies, but few really cater to backpackers and long-term independent travelers. The table below allows you to compare backpacker insurance according to Trustpilot ratings (customer reviews) and costs for some of the most popular providers.

Cost comparison based on one month's travel in Southeast Asia (July 2023) for solo travelers in their 20s using standard options for each insurer. Some companies also offer additional, as well as premium or basic medical packages. Pass fees will vary according to age, length of trip and destination.

You can get quotes in just a few minutes from these companies by going to their website (linked from the table) and entering your travel details. It is also worth noting that many companies offer annual travel insurance as well as single trip insurance which can be very cost effective for anyone who has big plans to travel in the next twelve months.

Best Cheap Backpacker Travel Insurance

According to our research, Battleface is the most popular travel insurance company of the eight shown above, followed by Heymondo and IATI. But Battleface is also the most expensive to insure for example a one-month trip to Southeast Asia. However, they do offer protection for some countries and territories with government "Do Not Travel" warnings that often cancel many so-called "world" travel insurance packages.

Travel Guard is the most reviewed range at the time of research (June 2023) with a very low Trusted Pilot score of just 1.6. World Nomads, long regarded as the best travel insurance for backpackers in Asia, Australia and other regions, has also seen a drop in popularity with a rating of 3.7 - the second worst of the eight we looked at.

When it comes to travel insurance costs, it's important to remember that no two packages are the same and there will usually be a reason why one is cheaper than the other. Sometimes travel insurance covers activities including safer sports like skiing where the chance of injury is greater, but cheaper options usually don't. There are also significant differences in what can be claimed in the event of theft or lost property. That's why it's important to read the terms exactly to know what will and will not be covered, but if you're looking for the cheapest backpacker travel insurance, Seven Corners and SafetyWing are the options that stand out.

Depending on where you are from, there may be small companies that offer some of the best travel insurance for international travel just for people from your country. For example, there are many other providers who claim to offer the best backpacker travel insurance in the UK.

Travel Hacks For First Time Backpackers

This can be a good option if you want to talk to people in your own language and have more of a local touch. However, larger international companies like most of those shown above will have greater support

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