"student's Handbook To Affordable Travel Insurance While Studying In Europe"
"student's Handbook To Affordable Travel Insurance While Studying In Europe" - Staff writers collaborate to provide unique student-focused content on topics such as career development, college life, and college planning....
Hannah Muniz is the managing editor at , specializing in college planning, test prep, student life, and sponsored content. Previously, she worked as a freelance writer and wrote articles on SAT/ACT, higher education, language learning, ...
"student's Handbook To Affordable Travel Insurance While Studying In Europe"
Lonnie Woods III has more than 10 years of professional experience in higher education. As a student affairs administrator, professor and professional development consultant, his work and research examines the professional skills of students pursuing higher education...
Financial Literacy 101 For College Students By Chris Corinthian
College planning involves more than just filling out forms, taking standardized tests and asking for letters of recommendation. The process requires personal consideration and assessment of both the budget and the pros and cons of different types of institutions.
In this guide, we review some school planning basics to help you develop a personal school plan. We've also put together a practical college planning checklist that you can use throughout high school.
You may or may not have an idea of what you want to specialize in. Start by asking yourself the following questions:
It is important to start this process of self-reflection as early as possible. You can turn to trusted adults for advice if needed.
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Starting to think about college early gives you two main benefits. First, you have time to change your mind and adjust your plans accordingly. Second, you can choose advanced courses and extracurricular activities that will help you become a more competitive candidate for your target colleges.
Although all accredited colleges award degrees and offer similar student support services, the type of school you attend can affect how much you pay for your education, what majors you can choose, and your overall college experience.
Here are seven of the most common types of higher education institutions. We recommend that you consult with your school counselor to help you determine which type of school is best for you.
All states are home to public colleges and universities. These schools receive government funding to provide residents with a quality education - usually at a lower cost than private schools.
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Out-of-state students can apply, but public schools often limit the number of out-of-state students they admit each year. In addition, out-of-state students typically pay significantly higher tuition than in-state students.
If saving money is one of your main goals, consider colleges and universities in your city and state when searching for schools. Lower tuition fees can help you avoid heavy debt.
Although they usually cost significantly more than public schools, private colleges and universities can offer a number of additional benefits. Depending on the institution, students may have access to multiple undergraduate research opportunities, world-renowned faculty, and valuable networking opportunities. Networking is often important when applying for entry-level jobs and graduate programs.
Private schools include a variety of institutions, from small liberal arts colleges specializing in more specialized fields of study to large research universities. In addition, many top private schools have large endowments, which provide better opportunities for institutional financial support for students.
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A typical community college primarily awards associate degrees and certificates. Full-time students usually earn an associate degree in two years. Many students attend a community college to complete their general education at a lower cost before moving on to a four-year university to earn their bachelor's degree.
Community college can also attract those who are unsure about their career or major. Classes are often cheaper than at four-year schools, giving you the opportunity to explore different subjects without breaking the bank.
For-profit colleges don't have the best reputation or track record in higher education, but for some career-oriented students, they can be a good choice. While the primary goals of for-profit schools are to educate students, for-profit schools need to make money.
The main advantages of for-profit institutions are higher acceptance rates, flexible course offerings and an emphasis on skills-based training. Disadvantages include high tuition fees, unknown or contested credentials, and even the risk of lawsuits.
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One of the main advantages of online colleges is the asynchronous learning option, which allows students to complete their courses largely on their own schedule without meeting at specific times. This flexibility can make it easier for degree candidates to work full-time and balance other commitments such as childcare.
In addition to flexibility, online learning can offer financial benefits. For example, online students from abroad may qualify for in-state tuition. Distance learning students can also sometimes download free textbooks. Online students have access to many resources available to colleagues on campus, such as library databases and career services.
Trade schools - also called vocational schools - and technical colleges give students a more direct route to the job market. Some of the biggest advantages of trade schools include lower tuition, faster exam times and the opportunity to gain and hone real-world experience.
Additionally, many industries are in demand, meaning that trade school graduates can more easily find work right out of school.
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Most of these schools are affiliated with a larger institution, such as Harvard Medical School at Harvard University and Peabody College of Education and Human Development at Vanderbilt University. Many students who earn a master's degree or doctorate enroll at a specialized institution.
Although some schools offer multiple majors, they usually appeal to prospective students with clear academic and career paths in mind. If you want to explore a variety of majors in your first year of college, a specialized institution may not be the best fit.
Tuition is by far the biggest expense for college. However, other costs, such as housing, meal plans, and textbooks, can add up quickly.
Many students pay out of pocket for extracurricular activities and clubs, study abroad and car insurance. Together, these expenses make researching and applying for financial aid a necessity for most degree applicants.
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Financial aid comes in many forms. You should start by searching for scholarships. Many colleges award merit-based scholarships to incoming students with high GPAs and good test scores.
You should also consider ways to save money for college. Depending on the school you attend, you may find that living off campus and buying groceries is cheaper than living in a dorm and buying a meal plan.
Another economical option is to choose an online degree. Online programs often charge lower tuition than on-campus programs and may exempt students from certain fees.
Finally, students can choose to appeal their financial aid programs to try to get more money if the awards they receive are not enough to cover the cost of college.
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Applying to college involves keeping track of many important dates and deadlines. These deadlines relate to college applications, SAT and ACT preparation, scholarship applications, and the FAFSA.
When you start planning for college, use a calendar or planner to help you meet each deadline.
If you need help, go to the planning center at your high school or make an appointment with your guidance counselor. Your advisor can guide you through important deadlines and provide valuable advice on what you can start doing now to prepare for college application season.
College can seem like a lifetime away from you on your first day of high school. However, it's important to start planning for college early — ideally in the ninth grade. It gives you the opportunity to take advice from experts in college planning and set long-term goals, while getting good grades and staying involved in extracurricular activities.
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Many students get help from parents or guardians during the planning process. Your parents or guardians can help hold you accountable for school and extracurricular obligations. They can even help you open a college savings account.
Below is a college planning checklist that high school students can use to track important milestones and goals. You can also download the checklist here.
Students entering high school are often inundated with opportunities to learn more about higher education. Although college is usually four years away, ninth grade is a crucial year for college readiness because that's when grades begin to count toward your cumulative high school GPA.
Graders should focus primarily on choosing classes to meet college requirements. Most colleges and universities maintain the same set of general requirements:
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Students who begin completing college course requirements in their ninth year may benefit from a more relaxed schedule during their junior and senior years, allowing them to pursue other preparatory programs and activities during the time.
When considering course offerings for high school, consider challenging yourself in one or more subjects you enjoy by taking honors courses (if available at your school).
Spend time researching relevant career paths that match your interests and/or the subjects in which you excel. You may want to keep a list of the career opportunities that interest you the most.
Other students may want to start setting up meetings with their high school guidance counselor to discuss college planning. These professionals can explain school requirements and help students identify schools that best match their academic and career interests. Counselors can also provide valuable information on topics such as financial aid, college applications, and admissions.
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