"emergency Medical Coverage: Understanding Travel Insurance In Europe"

 "emergency Medical Coverage: Understanding Travel Insurance In Europe" - You will receive compensation for travel inconvenience and medical expenses (including pre-existing illnesses and COVID-19) on your next vacation.

Travel with confidence and rediscover the world and find hidden gems in every city - because going off the beaten path is often the best way to fulfill your wanderlust. From elusive natural wonders to secret food spots, make the most of your travels and explore hidden gems with peace of mind knowing you're covered by travel insurance.

"emergency Medical Coverage: Understanding Travel Insurance In Europe"

You never know what will happen when you travel. Whether it's a flight cancellation due to bad weather or an accident caused by an accident, our travel insurance can keep your costs down.

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24/7 Emergency Helpline: You can call (65) 6338 1222 for help in case of accident or emergency anywhere in the world.

For existing policyholders who purchased travel insurance before 10 April 2023 and whose travel begins on or after 10 April 2023, please see our travel FAQs on COVID-19.

You can pay up to our maximum amount for each part of family insurance per trip. Each insured person can receive the maximum benefit only according to the insurance schedule for each insured person.

All our travel insurance benefits are only valid while you are abroad, except in the following cases:

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For personal accidents, coverage starts when you leave your usual place of residence or place of work (whichever is later) to start your journey or three hours before the start date stated in your policy, whichever is later. End cap:

Yes, our travel insurance covers all travel-related benefits, except for conditions arising from pre-existing medical conditions¹. If you have a pre-existing condition, we recommend using a PreX plan that covers pre-existing conditions. For coverage of pre-existing conditions, see the Enhanced PreX Plans section.

The definition of pre-existing condition also applies to the disability or illness of your family member or companion.

Public recreational/tourism activities such as diving, diving, motorcycling (including cycling), horse riding, winter sports, rafting are included in our standard terms and conditions.

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However, dangerous or professional sports are not covered by our policy. You can contact 6788 6616 to check if the activity you are participating in is covered.

Can I buy family insurance if my family, which includes me, my father, my partner and my children, are traveling together?

You can consider buying family insurance for yourself, your partner and your child and add your father to the individual insured. This can be done by selecting your family insurance plan and adding the insured on the next page.

If my child turns 18 this year, can I insure him as a child? How much will the award be?

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Yes, children over 30 but under 21 can be insured as children. You can see detailed information in our selection table on our website.

You can purchase child protection on all plans or upgrade to adult protection on the Classic, Deluxe, Enhanced PreX Basic and Enhanced PreX Superior packages. Your child can own a policy if he is at least 16 years old.

I am traveling abroad for a year. Can I buy travel insurance for a year?

You can get travel insurance for a single trip for a maximum of 180 consecutive days with the Classic, Deluxe and Preferred contracts and for a maximum of 30 days with the Enhanced PreX contract. We cannot accept insurance for more than 180 consecutive days.

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No, your insurance period must cover your entire trip from the date of departure from Singapore to the date of arrival in Singapore.

Your insurance period will be automatically extended while you are abroad without additional insurance premium for the first 14 days if:

Our insurance covers people traveling abroad for business or pleasure. It is not intended to reach people traveling to seek medical care.

Yes, your travel insurance covers necessary and reasonable first aid, surgical, hospital, dental and emergency medical expenses for treatment abroad as recommended or requested by a doctor within the claim schedule. from your schedule or up to 45 days from the date of your first treatment, whichever comes first.

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Yes, we will pay the necessary and reasonable costs of emergency dental treatment recommended or requested by your doctor for treatment abroad, within the schedule of your insurance plan or up to 45 days. from the date of first treatment, whichever comes first.

Yes, our travel insurance covers the cost of special medical care if you are referred by your doctor. This is a maximum of 45 days from the first treatment or up to the policy limit, whichever is earlier.

If I see a doctor after returning to Singapore, will my insurance cover the medical expenses?

Yes, we will pay necessary and reasonable medical, surgical, hospital, dental and emergency care expenses for treatment and follow-up recommended or requested by a doctor in Singapore, depending on the circumstances presented:

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Yes, you can receive treatment from a Chinese doctor or nurse if the doctor is registered with the Traditional Chinese Medicine (TCM) Council and has a valid practicing certificate. You must do this within three days of your return to Singapore and you have a maximum of 30 days to continue treatment.

Yes, a member of your family can visit you if you are hospitalized for at least three full days during your trip abroad and no adult family member is with you.

We will pay for reasonable economy class transportation (air, sea or ground) and hotel accommodation for one family member to travel and stay with you or a companion until you are well. from a doctor to continue your journey or return to Singapore or within 30 days of the end of your journey, whichever comes first.

Yes, we will pay benefits for each full 24-hour period you are in the hospital, up to your plan's schedule amount. This benefit ends upon discharge from a foreign hospital.

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No, or our designated support company will arrange and determine the most appropriate shipping method. This may include air ambulance, ground medical transport, scheduled air transport or other appropriate methods. Make sure our decisions are based solely on your severity and medical needs.

Sending family support involves transporting and repatriating the insured's body to Singapore or their home country. This assumes that the death was due to an injury or illness that occurred abroad.

You have the right to cancel your travel privileges under the following conditions, if they occur within 30 days before travel:

You have the right to cancel your travel privileges under the following conditions if they occur before you leave Singapore:

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* Family member means your husband or wife, children, parents, siblings, parents, brothers, sisters, grandparents, mother-in-law, daughter-in-law, sons-in-law. or grandchildren.

We will cover transportation costs (air, sea or ground) and accommodation costs that you have paid or agreed to pay and that you are unable to pay (including travel agency cancellation fees) up to the reimbursement limit for your schedule. You must first apply for reimbursement of prepaid expenses from the transport or accommodation company. We will reduce your compensation claim to the amount refunded by the carrier or housing company.

If I cancel two months before my travel date due to serious illness, will my travel insurance be reimbursed?

No, our travel insurance only covers trip cancellation benefits if you cancel your trip 30 days before your departure date from Singapore due to a serious illness.

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If I can't travel due to work commitments and have to cancel, will my travel insurance cover it?

No, you are not covered by our travel insurance as professional liability is not one of our insurance risks. However, you can cancel your insurance and we will refund the unused insurance premium minus administration costs

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