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"travel Insurance For Australians Volunteering Abroad"

"travel Insurance For Australians Volunteering Abroad"

 "travel Insurance For Australians Volunteering Abroad" - Traveling internationally means giving up Medicare benefits in Australia, so it's important to get holiday travel insurance before you head overseas.

Whether you're coming to Canada on an IEC program to work in the snow, teach English in Southeast Asia, volunteer in Africa, or work at a summer camp in the United States, a working holiday is a great way to supplement your travel or experience. -topping up your bank account for your next adventure abroad.

"travel Insurance For Australians Volunteering Abroad"

Fast Cover's working holiday travel insurance provides cover from one day to one year initially, with the option to extend your policy for up to two years if you're having too much fun abroad or want to continue to work and travel!

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Every working traveler has different priorities, but some of the main benefits you can look for in a travel insurance policy for your working holiday include:

Remember it's important to compare different benefits and exclusions when shopping around for a travel insurance policy for your working holiday, not just price.

Fast Cover offers several different levels of cover that you can choose from so that you can cover everything that matters most to you without straining your travel budget:

If you are a digital nomad or business traveler,  working internationally is probably a regular part of your job. If not, you might want to experience living and working in a different country,  or add impressive skills to your resume by taking a job, internship, or volunteering abroad.

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Travelers of any age who plan to go abroad for a week, month or up to two years can get working holiday travel insurance with Fast Cover.

Regardless of the type of work you do, you can be covered. These include office work, teaching, nursing, trades, hospitality, retail, conservation, farm work and volunteering as well.

You will be covered for the hours you work as well as your days off and any travel in between!

No matter where you're going or what kind of work you're doing, we make buying travel insurance for your working holiday as fast and simple as possible.

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We have created a list that you can follow to understand how travel insurance can help with your trip:

The Consular Services Charter explains how the Australian Government can help you while you are overseas, as well as the areas where their help is limited.

They recommend that you travel with comprehensive travel insurance including emergency medical and hospital cover, as medical costs abroad can be very high.

If you have organized work abroad, check if your employer provides insurance and what this insurance covers. You may still need your own insurance for medical expenses, theft and damage to property and cancellation of travel plans.

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You may also find that your employer's insurance only covers you while you are on the clock. They may not cover you if you get injured or something happens on your days off.

There are so many activities you can do abroad, but some of them may not be covered by travel insurance.

For example, if you were injured in a motorcycle accident or fell and broke a bone while riding a horse, you must have these activities covered by your insurance in order to make a claim. If they are not covered, you will have to personally pay the bill for any medical expenses that can be in the hundreds of thousands of dollars.

To make it fast and simple for you, Fast Cover covers an extensive list of non-contact activities including bungee jumping, snorkelling, hiking and horse riding.

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If you want to do more adventurous activities like quad biking, trekking above 3,000 meters or walking the Kokoda Trail, our Adventure Pack  add-on  will make sure you don't miss out.

If you're planning to rent a car or campervan to keep you more mobile while you're abroad, you can opt for Rental Vehicle Excess Insurance of $5,000 or $8,000.

It provides cover for excess charges by the rental company in the event of an accident or damage to the vehicle, up to a specified amount.

Riding a moped, scooter or motorcycle is a wonderful way to see the sights on your days off. Add the optional Motorcycle Package to your policy, make sure you comply with licensing requirements and you're good to go!

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We include a large list of non-contact sports and activities such as horseback riding, snorkelling, indoor rock climbing and safari. But if you're planning more adventurous activities like abseiling, quad biking, skydiving, or trekking above 3,000 meters, make sure you add our Adventure Pack so you're ready for action!

If you're going to be working abroad for an extended period of time, you're probably taking more valuable things with you than the average backpacker or holidaymaker. This can include things like laptop computers, tablets, GoPro cameras or video recording equipment.

If you have a valuable item and want to make sure you have extra cover for it, you can specify it as a High Value Item on your certificate of insurance by paying an extra amount when you buy the policy.

Specifying High Value Items on your travel insurance policy also 'locks in' their current value, so no depreciation is applied if you need to make a claim for a lost, stolen or damaged item.

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Whether skiing, snowboarding, or working at a ski resort, choose our Snow Sports Plus policy.

It has all the best benefits of our Comprehensive policy, as well as cover for emergency medical evacuation and hospital costs if you are injured on the slopes, plus cover for your snow gear and equipment and compensation for to close the piste due to bad weather.

There is also cover for a prepaid lift pass or the unused portion of your ski package if you become ill or injured and cannot continue skiing.

If you are traveling with a partner, spouse, friend or relative, you can save by taking out a working holiday travel insurance policy.

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Fast Cover's working holiday travel insurance is designed to cover you for a wide variety of situations and emergencies that you may encounter while working abroad.

You can travel with confidence knowing that you are covered the entire time you are away and that in the event of an emergency, you will have access to quick and professional assistance from our 24 hour Emergency Assistance team.

They are available 24 hours a day, 7 days a week, 365 days a year, anywhere in the world.

Compare our working holiday travel insurance and you'll see that we offer competitive prices for great cover.

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Our call centers are based in Australia so you only speak to Australian based sales & claims staff.

Wherever you travel and whenever you need us, our 24/7 worldwide expert assistance team is ready and waiting to help.

We are Australian, so we understand how Aussies travel and you will only speak to Australian based sales and claims staff.

Hannah, an 18-year-old snowboarder from Coffs Harbour, was on a two-year holiday in Canada when she was admitted to hospital with severe abdominal pain. Tests revealed that he had an inflammatory bowel disease that required immediate treatment. The Fast Cover emergency assistance team coordinated with hospital staff to manage Hannah's medical care and acted as guarantor for the cost of her treatment. Hannah's travel insurance policy, which also provides cover for skiing and snowboarding, set her back just over $1,000 but covered $48,000 AUD worth of medical treatment and her hospital recovery.

Health Insurance For Australians Living Overseas

Penny and her boyfriend took out a Duo policy with snow sports cover for a working holiday in Canada. However, just a few weeks into their trip, Penny woke up with severe pain in her jaw. A dentist confirmed that he needed surgery to remove a wisdom tooth at a cost of around $500 USD. Penny contacted the emergency assistance team and followed their advice, sending in her receipts and documentation for the dental surgery which was fully paid for. Unfortunately that wasn't the end of their troubles abroad, as Penny's boyfriend's mother unexpectedly passed away as well. Fast Cover covered their flights to Australia for the funeral, as well as the return flights to Canada for about $2,200 AUD each.

~ Traveler details have been changed to protect their privacy. Examples of claims from Fast Cover travel insurance customers from July 1, 2013 to June 30, 2016.

There was a damaged suitcase that was only a few months old. Quick payment after claim submission. No hesitation in recommending them.

The policy is great value and very easy to set up, no hassle. The claim for medical expenses after a dispute on a bus is dealt with quickly and easily, being able to submit online.

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Have used Fast Cover many times and always find it quick and efficient with no hassles. Great communication. Great cover value, easy to understand and apply and pay.

↟Based on a 365-day Basics policy in the New Zealand region for a traveler aged 50 or younger with over $200.

You can purchase our Standard Saver, Comprehensive and Snow Sport Plus policies if you are abroad, as long as you meet all the requirements:Â

*you are not covered under some Policy Sections while traveling in Australia - see the 'Geographical Regions' page of the Product Disclosure Statement (PDS) for more details.

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#unless you purchase Domestic Plus or Snow Sports Plus policies, you are not covered

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