"comparing Travel Insurance Plans: How To Choose The Right Coverage In Australia"

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"comparing Travel Insurance Plans: How To Choose The Right Coverage In Australia"

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You are free to accept or decline these cookies/trackers. We will keep your selection for 6 months. You can change your mind at any time by clicking the "Personalize my choices" link. Pay for travel inconvenience and medical expenses (including pre-existing health conditions and COVID-19) on your next vacation.

Travel with confidence and rediscover the world and discover hidden gems in every city – because going off the beaten path is often the best way to truly fulfill your wanderlust. From unspoiled natural wonders to secret gastronomic destinations, make the most of your travel itinerary and explore hidden gems with peace of mind, knowing you're protected with travel insurance.

You never know what will happen when you travel. Whether it's a flight cancellation due to bad weather or injuries due to an accident, our travel insurance can keep your costs down.

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You can call (65) 6338 1222 24/7 for help in the event of an accident or medical emergency anywhere in the world.

For existing policyholders who purchased travel insurance until 2023. April 10 and their journey starts from 2023. April 10, see our COVID-19 travel FAQ for more information.

You can specify the maximum amount we will pay for each benefit section under family insurance for any trip. Each insured person is only allowed the maximum benefit per insured person specified in the insurance table.

The cover on all our travel insurance benefits will only be valid while you are abroad, except in the following cases:

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Personal accident cover starts when you leave the place where you normally live or work (whichever is the later) to start your trip or three hours before the start date on your policy, whichever is the later is later. Cover ends:

Yes, our travel insurance will cover all travel related benefits except for any conditions arising from any of your medical conditions¹. If you have a pre-existing condition, we will recommend that you use an enhanced PreX plan that will cover your pre-existing conditions. For information about existing health problems, see the Advanced PreX Plans section.

The above definition of medical condition also applies to an injury or illness of your family member or travel companion.

Leisure activities available to the general public/tourists such as bungee jumping, diving, motorcycling (including horse riding), horse riding, winter sports, rafting are included in our standard policy terms.

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However, dangerous or professional sports and activities are not covered by our policy. You can contact us on 6788 6616 to check if the activity you are participating in is covered.

If my family, consisting of myself, father, spouse and child, are traveling together, can I purchase family insurance?

You may want to purchase family insurance for you, your spouse and your child and include your father as an individual insured. This can be done by selecting a family insurance plan and adding the insured on the next page.

If my child turns 18 this year, can I still insure him as a child? How much would the premium be?

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Yes, children older than 30 days but younger than 21 years can be covered as a child. Please see the premium table on our website for details.

You can purchase coverage for children on all plans or choose to upgrade to adult coverage on the Classic, Deluxe, Enhanced PreX Basic and Enhanced PreX Superior plans. Your child can be a policyholder if he/she is 16 years of age or older.

I will travel abroad for one year. Can I purchase a travel insurance policy that covers me for a period of one year?

You can purchase a travel insurance plan for a maximum of 180 consecutive days on the Classic, Deluxe and Preferred Plans, and a maximum of 30 days on the PreX Enhanced Plan. We cannot accept insurance for more than 180 consecutive days.

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No, your insurance period must cover your entire trip from the date of departure from Singapore to the date of arrival in Singapore.

Your insurance period will be automatically extended while you are abroad at no extra charge for the first 14 days if:

Our policy applies to people traveling abroad for business or pleasure. It is not intended for people traveling for treatment.

Yes, your travel insurance will cover you for necessary and reasonable emergency medical, surgical, hospital, dental treatment and emergency medical treatment recommended or requested by a medical practitioner for your medical treatment abroad, up to the limit shown in the policy table. plan or up to 45 days from the date of first treatment, whichever comes first.

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Yes, we will pay for necessary and reasonable emergency dental treatment costs recommended or requested by your practitioner for treatment abroad, up to the limit shown in your plan's cover table or up to a period of 45 days from the date of first treatment, whichever is earlier.

Yes, our travel insurance will cover the cost of your specialist treatment if you are referred by a GP. This is valid for up to 45 days from the date of first treatment or up to the policy limits, whichever comes first.

If I see a doctor after returning to Singapore, will my policy cover the medical expenses incurred?

Yes, we will cover necessary and reasonable medical, surgical, inpatient, dental and emergency medical expenses for treatment and follow-up in Singapore recommended or requested by a medical practitioner subject to the following conditions:

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Yes, you can see a Chinese medicine practitioner or chiropractor if they are registered with the Traditional Chinese Medicine (TCM) Practitioners Council and have valid practicing certificates. You will need to do this within three days of your return to Singapore, and you will have up to 30 days to continue treatment.

Yes, one of your family members can come to visit

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