"travel Insurance For Adventure Enthusiasts: Coverage For Extreme Sports In Australia"

 "travel Insurance For Adventure Enthusiasts: Coverage For Extreme Sports In Australia" - We've painstakingly researched and analyzed 100s of data points to find the travel insurance plans that provide the most comprehensive coverage for any adventure you have on vacation. Compare our top picks by sport activity and coverage type.

If you are traveling to take part in winter sports such as skiing or snowboarding, FWD, MSIG and Etiqa are great options to consider as they cover winter sports related medical expenses and/or equipment damage.

"travel Insurance For Adventure Enthusiasts: Coverage For Extreme Sports In Australia"

Etiqa is a good budget option as it is one of the cheapest insurance companies on the market. Etiqa's Tiq Travel Insurance offers up to S$4,000 worth of equipment cover depending on your plan, and covers adventure activities such as trekking.

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FWD is another great budget option as they have some of the cheapest travel insurance prices on the market. Despite the low price, FWD offers equipment worth up to S$2,000 for an additional S$8. Like Etiqa, it also covers adventure activities. Considering that sports equipment is expensive and repairs can be expensive, both FWD and Etiqa can be great options for protecting your equipment.

Finally, MSIG also has good coverage for winter sports, including things like dog sledding, sledding, and ice skating. It is not the most expensive and not the cheapest, but with above average coverage can be a good option. Finally, unlike the other plans presented, it does not offer equipment or piste closures and therefore may be less suitable for skiers.

Finally, MSIG also has good winter sports insurance coverage, including coverage for things like dog sledding, sledding, and ice skating. It is not the most expensive and not the cheapest, but with above average coverage can be a good option. Finally, unlike the other plans presented, it does not offer equipment or piste closures and therefore may be less suitable for skiers.

If you ski or snowboard a few times a year and want a sports-focused annual plan, Direct Asia, American Express and Aviva may be good options. Their sports-related coverage is quite comprehensive and their prices remain competitive even with adventure accessories

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DirectAsia can be a good travel insurance option for those who do sports and frequent travelers. That's because it only offers extreme sports and sports equipment as part of its annual plans. The DirectAsia 200 plan offers some of the cheapest annual plans on the market (S$149-209), so even with the added cost of the extreme sports add-on, DirectAsia will still be affordable for most budget sports travelers.

Aviva is a great winter sports plan with competitive pricing and coverage for medical, accident, equipment damage and loss of deposit. Although Aviva is one of the more expensive insurers, we found its Plus plan to be one of the best value travel insurance plans on the market (coverage per dollar spent). Similar to Direct Asia, you have to buy the winter sports cover as an optional extra which costs S$34.00

While American Express is the most expensive, with single trip premiums including winter sports insurance ranging from S$74-98.80 and annual premiums from S$421-655, it covers everything related to skiing or snowboarding, from replacing lift passes to ski equipment and medical care. coverage.

Aviva is a great value winter sports travel insurance plan with competitive pricing and coverage for medical, accident, equipment damage and loss of deposit. Although Aviva is one of the more expensive insurers, we found its Plus plan to be one of the best value plans on the market (coverage per dollar spent). Similar to Direct Asia, you have to buy the winter sports cover as an optional extra which costs S$34.00

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While American Express is the most expensive travel insurance plan, with single trip premiums including winter sports coverage ranging from S$74-98.80 and annual premiums from S$421-655, it covers everything , which is related to skiing or snowboarding, from replacing lift passes to skiing equipment and health insurance.

People who prefer to indulge in water sports such as rafting, parasailing and scuba diving can find great coverage from insurance companies such as Aviva, FWD, Etiqa, Direct Asia and MSIG.

FWD and Etiqa are great budget travel insurance options and offer cover for basic water sports such as scuba diving (up to 30 metres) and canoeing. FWD also offers S$2,000 worth of sports equipment cover for an additional S$8, so you're covered for any relevant gear you take with you. FWD and Etiqa are good options for people who prefer basic coverage at a lower price.

If you're looking for a travel insurance plan with additional water sports extras to ensure maximum cover, Aviva's water sports add-on insurance includes death and permanent disability cover, medical cover, loss of water sports equipment and equipment hire for water sports. However, this only applies to canoeing, kayaking and rafting in waters below level 3. Since it costs an extra S$40, we recommend this plan mainly to people who don't mind the price and are willing to pay extra to protect their expensive gear.

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DirectAsia and MSIG give you full coverage for jet skiing, rafting, canoeing and diving. However, Direct Asia Adventure Cover is only available for annual plans and you'll need to pay an extra amount to get the cover, bringing your total annual cost to between S$214 and S$344. In contrast, MSIG, FWD and Etiqa plans include these travel insurance options by default.

If you intend to participate in various outdoor activities such as mountaineering, canoeing, hiking, skydiving or any non-commercial air travel, AXA, DBS, Direct Asia, FWD, Etiqa, Budget Direct, MSIG may be good options if you understand their terms.

Etiqa's mid-range FWD and Tiq travel insurance plans will give you adequate coverage for casual or tourist-related outdoor excursions, such as simple hikes, resort skiing or hot air ballooning, and are among the cheapest plans , available on the market. Costing around S$35 for a 1-week ASEAN plan, these plans automatically include coverage for major sports deemed safe for the public. You can also purchase additional sports equipment cover for less than S$20 from any insurer.

Budget Direct is the best travel insurance option for frugal but very active individuals and families, as it has the cheapest policies on the market but covers around 85 different activities. However, it does not offer any cover for bungee jumping, mountain climbing or hot air ballooning, so we recommend using one of the 3 other insurers in this section. Finally, you shouldn't expect very high coverage as Budget Direct focuses on providing its consumers with low premiums instead of higher than average payout limits.

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The DBS will cover the above activities, including mountaineering and rafting, provided you are not climbing above 3000 meters or rafting in Class 4 waters or above. However, DBS is quite expensive due to high limits, so we recommend this plan to travelers who are not so price sensitive.

DirectAsia offers comprehensive extreme sports coverage only as an add-on for annual plans, so it can be a good choice for adventure enthusiasts who travel more than 5 times a year. In particular, the annual Travel 500 plan's price of S$185-239 also makes DirectAsia a good budget option, as you'll pay less than the industry average for global travel insurance (even with optional sports cover) and about the average for Asia and ASEAN coverage.

If you want to protect your golf equipment, you can choose the optional FWD sports equipment coverage as it includes golf equipment. So, whether you play golf or not, you will still be protected against damage or loss.

Golfers who fly several times a year may find the MSIG Elite annual plan worth considering. Not only is it one of the cheapest annual travel insurance plans on this list, but it also provides accommodation and equipment coverage.

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Aviva has the most comprehensive golf cover (at an additional charge of S$14.80) which includes accidental loss or damage to equipment, golf equipment hire, bug damage, unused green fees and hole-in-one cover .

Finally, Sompo includes golf cover in its premiums, along with insurance for golf equipment, hole-in-one and green fees. However, you will only get full coverage if you purchase the Elite plan (S$52 for a 1-week trip to ASEAN). The Sompo Deluxe plan will only set you back S$500 for equipment loss or damage, which may not be enough for golfers.

For those with very expensive golf clubs, American Express offers the highest coverage for golf equipment at S$5,000, albeit with some of the highest premiums on the market.

Aviva has the most comprehensive golf cover (at an additional charge of S$6.64) which includes accidental loss or damage to equipment, golf equipment hire, bug damage, unused green fees and hole-in-one cover .

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In general, there are few activities that insurers will not cover, no matter how lenient they are in their adventure activity policies. This includes travel for competitive sports, participation in events for reward or monetary gain, drag racing, hiking above 3500-4000m, unaccompanied scuba diving below 30m and expeditions to unexplored locations. In short, you won't

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