"understanding Travel Insurance: Coverage And Benefits For Australians"
"understanding Travel Insurance: Coverage And Benefits For Australians" - We are here to protect you from the unexpected while you focus on planning your trip.
Travel* is designed to give you peace of mind - from the moment you book your ticket to your journey itself. With this insurance, you can travel and leave your worries behind.
"understanding Travel Insurance: Coverage And Benefits For Australians"
Are you ready to apply? Complete your application in just 5 minutes. Are you ready to apply? Complete your application in just 5 minutes.
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The above is provided for general information only and is not a contract of insurance. Full details of terms, conditions and exclusions are provided in the policy agreement and will be sent to you once your application is accepted.
You may want to seek advice from a qualified advisor before you commit to purchasing the product. In the event that you choose not to seek advice from a qualified advisor, you should carefully consider whether the product is right for you.
To find out more about this product, please call us on 6222 7733 or email us with your questions so we can follow up.
This policy is protected by the Policyholder Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Your policy coverage is automatic and no further action is required. For more information on the types of benefits under the scheme as well as coverage limits, where applicable, please contact your insurer or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org .sg).
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If the same Trip involves travel to several countries and different areas, the fees charged shall be based on the most distant area.
In the event that the Insured wishes to cancel the policy after successful payment, an administration fee of S$25 per insured person for Individual Plans and S$25 per Family Plan will be charged. For the Annual Multi-Travel Plan, the short-term rate will be applied as stated in the policy wording. There will be no refund for less than S$5.
Eligible applicants must be Singapore citizens or Singapore permanent residents living in Singapore or foreign nationals who hold a valid work permit or work permit to work in Singapore or hold a Dependent Passport or Long Visitor Visa to in Singapore.
Family Plan refers to you and/or your spouse and any number of your child or children traveling together for the entire trip.
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For the Annual Multi-Trip Family Plan, the Child must be accompanied by at least one Insured Adult on each Trip during the Coverage Period.
Child means a fully dependent child under the age of eighteen (18) years or up to twenty-three (23) years of age who is studying full-time at an accredited institution of higher education who is unmarried or not valid on the date of commencement of the Period of Insurance stated in the Certificate of Insurance and/or Policy.
There is no age limit for the applicant to purchase a Single Travel policy. However, for children and adults aged seventy (70) years and above, certain benefit limits will be reduced.
For the Annual Travel Plan, the minimum and maximum enrollment ages are twenty-one (21) and sixty-five (65) years of age, respectively, on the date of purchase of this insurance. Insurance policy renewal is not guaranteed.
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We highly recommend a frequent traveler to take out an Annual Multi-Travel Policy as it is cost-effective and convenient. The policy is issued for one (1) year where an individual can make an unlimited number of Trips in the selected travel region and the duration of each Trip must not exceed ninety (90) days.
An Annual Multi-Travel Policy is now available for an individual or family. For the Annual Multi-Travel Family Plan, the Child must be accompanied by at least one Insured Adult on each Trip during the Coverage Period.
Any claim arising from a known event will not be covered unless you purchase the policy before the known event is reported in the media or travel advisories issued by the Ministry of Foreign Affairs (MFA) and the World Health Organization (WHO).
You must purchase the Trip before you leave Singapore. If you purchase Travel after leaving Singapore, the insurance contract will be void, i.e., there will be no insurance coverage.
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Upon completion of payment of premiums, a copy of the Certificate of Insurance will be sent to your registered email. If you provided a mobile phone number during the application, you will also receive a Short Message Service (SMS) text to inform you that your online application has been successful.
If I decide to cancel my insurance policy after activating Travel online, can I get a premium refund?
For Single Trip Plans, we will refund premiums paid less the minimum premiums of $25 per Insured Person for Individual Plans and $25 per Family Plan. No refunds will be made if the trip has commenced, or any claim has been made under the issued policy. There will also be no refunds for amounts less than S$5.
For the Annual Travel Plan, at least thirty (30) days written notice must be given and the refund of the premium is based on the short term rates stated in the policy, provided no claim is made prior to the cancellation of the policy.
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Any refund of insurance premiums will be made to the same card used to pay the insurance premium at the time of purchase.
You can contact us on 6222 7733 Monday to Thursday, 8.45am to 5.45pm and Friday, 8.45am to 4.45pm. Alternatively, you can email your questions to personal-insurance@
No, we do not provide travel insurance for one-way travel. The trip must start and end in Singapore during the Insured Period.
For the Single Trip Plan, coverage commences when you leave your place of residence or business in Singapore (whichever is later) to commence the Trip until the time you return to your place of residence or business in Singapore or the expiry of your Certificate of Insurance (whichever is earlier). ) upon completion of the Journey.
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You can call the 24-hour Hotline number 65-6222 7737 and our service provider will assist you.
You can submit your application online or send the application form and supporting documents to our representative:
All claims must be submitted within thirty one (31) days after the policy expires or upon return to Singapore. You can submit claims on behalf of other claimants if all claimants have the same policy/certificate number, date of loss and occurrence, and claim benefit.
If you submit an online order, you will receive an acknowledgment with a submission reference number sent to your registered email upon successful submission.
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If you submit your application by mail, you will receive an acknowledgment within three (3) business days of receiving the application form at your registered email address.
To provide financial protection for yourself or your family in the event of an accident. Insurance protection covers you 24 hours a day and wherever you go.
Designed to protect your home helper while you are at work. These benefits are in accordance with the requirements set by the Ministry of Labour.
Intended to protect your property inside your home from unexpected and unexpected loss or damage from any reason other than personal.
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We use cookies to improve and customize your browsing experience. You are deemed to have accepted our cookies policy if you continue browsing our site. Gaining a deep understanding of customer needs and preferences when it comes to travel insurance is important for travel insurers and industry players alike. To shed light on this important topic, we conducted multiple studies in four different markets - the United States, Singapore, Canada, and France. These research efforts aim to integrate travel habits, factors influencing purchase decisions, preferred product benefits and services, distribution channel preferences, as well as customer service claims and expectations in each market.
In this article, we will examine and analyze some of the key findings from each study.
The American marketing study revealed that travelers in the United States have shown an interest in travel, planning to take more trips throughout the year. This provides a significant opportunity for the travel insurance industry. Let's take a look at some of the key insights from our study of the US market:
Traveling has become a popular activity among Americans, with most planning 2-3 trips a year. This shows strong demand for travel-related products and services, including travel insurance.
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According to our research, American consumers show different preferences when it comes to types of travel insurance, with some showing loyalty to certain brands while others are open to exploring options from banks and other providers.
While insurance coverage remains the primary concern of many Americans, they also consider factors such as cost, policy features, and the reputation of the insurance provider. In addition, incentives such as free travel-related services, discounts, and promotions play an important role in influencing Americans' choices when choosing travel insurance.
During the course of a
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