"is Travel Insurance Necessary For Domestic Trips In Australia?"

 "is Travel Insurance Necessary For Domestic Trips In Australia?" - Get coverage for travel accidents and medical expenses (including pre-existing medical conditions and COVID-19) on your next vacation.

Travel with confidence and explore the world again and discover hidden treasures in every city - because getting off the beaten track is always the best way to truly fulfill your travel passion. From untapped natural wonders to gastronomical secrets, make the most of your travels and explore hidden treasures with peace of mind knowing you are protected with Travel Insurance.

"is Travel Insurance Necessary For Domestic Trips In Australia?"

You never know what will happen when you travel. Whether it's a flight cancellation due to bad weather or injuries caused by an accident, our travel insurance can keep your costs down. .

General Insurance Advisor: What You Need To Know By Esha2023

24/7 Medical Emergency Hotline: You can call (65) 6338 1222 for help in the event of an emergency or medical emergency anywhere in the world.

For current policy holders who have purchased Travel Insurance before 10 April 2023 and start their journey from 10 April 2023 onwards In addition, please consult our COVID-19 Travel FAQs for more information.

You can see the maximum amount we will pay for each benefit category under the family share on any one trip. Each insured is allowed only the insured's maximum benefit in the insurance table.

Cover for all the benefits in our travel insurance will be valid when you are abroad except for the following:

What Kind Of Travel Insurance Do Us Residents Need For Domestic Travel?

For Personal Accident, your cover starts when you leave your usual place of residence or work (whichever is later) to start your journey, or three hours before the start date shown on your certificate of insurance, whichever comes next. Result frame:

Yes, our travel insurance protects you from all travel related benefits except for any situation arising from any pre-existing medical condition. first¹. If you have a pre-existing condition, we recommend that you take an Enhanced PreX plan that includes pre-existing conditions. For information on pre-existing medical conditions, please see the section on Enhanced PreX plans.

The definition of pre-existing medical conditions also applies to injuries or illnesses of your family member or traveling companion.

Activities available to the general public/tourists include bungee jumping, scuba diving, motorcycling (including horse riding), horse riding, winter sports, aviation water is included in the basic provisions.

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However, serious or professional sports and activities are not included in our policy. You can contact us on 6788 6616 if you want to check if the activity you are participating in is covered.

If my family consists of me, my father, my wife and my child traveling together, I can buy under a Family frame?

You may want to purchase coverage for you, your spouse and child, and add your father as an insured. This can be done by selecting a plan for your Home cover and then adding a cover on the next page.

If my child turns 18 this year, can I still insure him as a child? How much is the entry fee?

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Yes, children over 30 days old but under 21 years of age can be insured as minors. You can see our special table available on our website for details.

You can purchase a Child plan under all plans or choose to upgrade to an Adult plan under the Classic, Deluxe, Enhanced PreX Basic and Enhanced PreX Superior plans. Your child can become a policyholder if they are 16 years of age or older.

I will travel abroad for one year. Can I buy travel insurance that covers me for one year?

You can search for a single travel insurance plan for a maximum duration of 180 consecutive days for the Classic, Deluxe and Preferred Plans, and a maximum duration of 30 days for the Enhanced PreX plan. We cannot accept insurance for more than 180 consecutive days.

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No, your insurance period must cover your entire trip from the date of departure from Singapore to the date of arrival in Singapore.

Your period of insurance will be automatically extended while you are abroad, with no additional charge for the first 14 days if:

Our policy covers people traveling abroad for business or leisure. It is not intended to cover people traveling to seek medical treatment.

Yes, your travel insurance will reimburse you for the reasonable and reasonable cost of emergency treatment, surgery, hospitalization, dental treatment and ambulances recommended or requested by a doctor for your treatment while you are there. outside, up to the limit shown in the cover table. your plan or up to a period of up to 45 days from the date of the first treatment, whichever comes first.

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Yes, we will pay the reasonable and reasonable cost of emergency dental treatment recommended or requested by a doctor for you to treat while you are abroad, up to the limit shown in the table of your cover plan or up to a period of 45 days from the date of the first treatment, whichever comes first.

Yes, our travel insurance pays you for your special medical treatment if you are referred by a doctor. It is for a period of up to 45 days from the date of the first treatment or up to the limits of the basic contract, whichever is earlier.

If I visit a doctor when I return to Singapore, will my policy pay for my medical expenses?

Yes, we will pay the reasonable and reasonable cost of medical, surgical, hospital, dental treatment and ambulance for treatment and follow-up in Singapore recommended or requested by a doctor, depending on the conditions shown:

Do You Really Need Insurance For Domestic Travel?

Yes, you can seek medical treatment from a Chinese doctor or chiropractor as long as the doctor is registered with the Chinese Medical Board. in Chinese (TCM) and obtain practical certificates. You must do it within three days of returning to Singapore and up to a maximum of 30 days to continue treatment.

Yes, a family member can visit you if you are hospitalized for at least three full days due to an injury or illness. your trip and there is no adult member of your family accompanying you at that time.

We will pay reasonable travel expenses (for air, sea or land travel) and hotel expenses for a family member traveling with you or a travel companion staying with you. with you until you are cleared by a doctor. doctor to continue your journey or return to Singapore or up to 30 days from the end of the journey, whichever is earlier.

Yes, we will pay the benefit for every 24 hours you are hospitalized, up to the amount shown in the table the frames of your plan. This benefit ends when you leave the hospital.

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No, or our designated support company will arrange and select the most suitable method of removal. This may include air transport, air transport, conventional air transport or any other suitable means. You can be assured that our decisions will be based solely on your severity and medical need.

The provision of repatriation benefits to you covers the costs incurred for the transport and repatriation of the insured's body to Singapore or his home country. Death is presumed to be the result of an injury or illness sustained while abroad.

You are eligible for Cancellation of your travel benefit under the following conditions, if it occurs within 30 days before your departure:

You are eligible for Cancellation of your travel benefit under the following circumstances if it occurs before you leave Singapore:

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* Family members means your husband or wife, children, parents, brothers and sisters, parents-in-law, brothers-in-law, sisters-in-law, grandparents, parents-in-law, daughters-in-law, sons-in-law or the grandchildren.

We will cover the cost of transport (air, sea or land) and accommodation costs which you have paid or agreed to pay under a contract and which you cannot recover (including plus the travel agency's cancellation fee) up to the benefit limit of. your plan. You must apply for an advance refund of any money previously paid from the previous transportation or hotel. We will reduce your claim to the amount refunded by the transport company or accommodation.

If I cancel my trip two months before my departure date due to a serious illness, will it be covered under my travel insurance?

No, you will only be covered by our travel insurance benefits if you cancel your trip 30 days before your departure date. from Singapore because of your serious illness.

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If I am unable to travel due to work commitments and need to cancel my trip, is this covered under my travel insurance?

No, you will not be covered under our travel insurance as work is not one of our covered risks. However, you may cancel your policy and we will refund you the unused premium less a administrative fees

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